The first thing to understand is that insurance companies record everything. For example every time an insured truck owner puts a claim in the details include make, year, age of driver, location, age of truck, gender of driver, how long the driver has held his / her license, where truck is garaged and where the driver lives.
Therefore when you submit your details your premium will be based on statistics. As such over time these trends change and therefore your premium may move up or down based on the risk the insurance underwriter assesses needs to be covered.
By using a highly experienced insurance broker as BGI Brokers we can shop your details around to a wide panel of insurers to find the best possible insurance options that meet your specific truck insurance needs. While we are located in Melbourne, we provide truck insurance to customers across Australia. While we will ensure we provide you with a very competitive quote, we invest significant time to ensure the insurance meets your specific needs. By doing this you will not be disappointed if or when you may need to depend on your insurance to protect your business and the trucks (assets) that your business is dependent on.